Finding North Utah County Residial Lots

Posted on August 19th, 2008 in Uncategorized by Chalmers

Looking for a new home can be quite daunting, and never more so than in these very difficult economic times where we are seeing a huge mortgage crisis. As someone who is looking for a new place currently, I have been paying close attention to the housing market - particularly in North Utah County, where I live and work.

New homes and even residential lots in North Utah County have always been overpriced due to the quick growth of the area and the fear that the area may be running out of land between the mountainous areas. But in recent years the price has fallen and is closer to the true property value.

Moving - Many Hands Make Light Work

Posted on June 10th, 2008 in Uncategorized by Chalmers

Moving is a stressful, time-consuming process that can make you feel like throwing away perfectly good possessions just to save yourself the trouble of moving them. Recognizing how frazzled people can get during the moving process, a lot of companies have made a living of just getting people from one place to another with all of their possessions. I, for one, am very grateful that these services are available. And, the more services a company can offer, the more attractive they are to me because it saves me time.

Patriot Act 326 Demystified

Posted on April 30th, 2008 in USA Patriot Act by Chalmers

The Patriot Act is a multi-headed hydra of a bill whose parts of it are still in debate about today, namely with civil liberties advocates. But if you are a financial institution you will need to be aware of the Act 326 and that you are in good with Patriot Act compliance standing. The important part of this act is the black list report, and making sure no one from that list is found on your client list.

FinCEN Compliance Software

Posted on April 15th, 2008 in FinCEN Compliance by Chalmers

The Financial Crimes Enforcement Network (FinCEN) was created to track down individuals, companies and other groups like gangs or terrorists who have generated revenue through criminal acts. To help accomplish this task, the FinCEN often requests access to confidential customer account from financial institutions across the country. And, although these queries are often described as requests, FinCEN compliance is mandatory.

If you don’t want to spend all your time doing research for the FinCEN, I would recommend investing in technology that can help you comply with these requests quickly and securely. GuardDOG is just one system designed to meet these needs.

USA Patriot Act Compliance

Posted on April 7th, 2008 in USA Patriot Act by Chalmers

About 4 years ago, I moved to a new area and had to go through all of the annoyances of moving - getting a new driver’s license, finding a new doctor, and opening a new bank account. When I walked into the bank and filled out all the necessary forms, I was informed that several pieces of information were required in order to fulfill USA Patriot Act compliance standards - the idea being that terrorists would not be able to move funds through banks in the U.S.

I didn’t complain at all about this, as it only took about 5 minutes longer to open the account than usual and things were moving right along. Furthermore - and I can’t say for sure whether it is working , but - there have been no successful terrorist attacks since the Patriot Act was implemented, so there’s that.

This did interest me, though, about how and why businesses have to have USA Patriot Act Compliance. So, I did some research.